INSURANCE

INSURANCE ACCEPTED


VISION PLANS

Vision Service Plan (VSP), Eyemed, Medical Eye Services (MES)

MEDICAL PLANS

Aetna, Anthem Blue Cross, Blue Shield, Cigna, HealthNet, Medicare, United Health Care

Many patients have both vision plans and medical insurance. They are very different in terms of the services they cover, and it's important for our patients to understand these differences.


  • VISION PLANS cover routine vision wellness exams, along with determining a prescription for glasses and contacts. Vision plans DO NOT cover the diagnosis, management or treatment of eye problems related to medical diagnoses or symptoms, eye injuries, or eye conditions.
  • MEDICAL INSURANCES are to be used for medical eye care for problems such as infections, dry eyes, allergies, or cataracts and annual examinations when you have a medical issue (such as high blood pressure or diabetes) that would affect your eye health and/or vision. Most medical plans do not cover routine services in the absence of a medical diagnosis or examinations for glasses, or routine vision problems such as nearsightedness, farsightedness, and astigmatism. We can attempt to coordinate benefits between your plans, to minimize your out-of-pocket expenses and you can use any glasses or contacts materials benefits with your vision plan.


MEDICARE DOES NOT COVER THE REFRACTION PART OF THE EXAM AND THERE IS A 20% CO-INSURANCE THAT IS DUE ON THE DATE OF THE VISIT. SOME MEDICARE SUPPLEMENTAL PLANS WILL PAY FOR THE 20% CO-INSURANCE AND RARELY PART OF THE REFRACTION. 

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